Terms of Service

Last updated: February 2026

Acceptance of Terms

By accessing or using PrayPal ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

Description of Service

PrayPal is a mobile application and website that enables users to share prayer requests and blessings with friends. The Service is provided free of charge for core features.

User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate and complete information when creating your account.

Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose
  • Harass, abuse, or harm other users
  • Post content that is hateful, threatening, or discriminatory
  • Attempt to gain unauthorized access to the Service
  • Use the Service to distribute spam or unsolicited messages
  • Impersonate another person or entity

Content

You retain ownership of content you create within the Service. By posting content, you grant PrayPal a limited license to display and distribute that content to your designated friends within the app.

AI-Generated Content

Some content within the Service, including prayer prompts and inspirational messages, may be generated or assisted by artificial intelligence. This content is reviewed for quality and theological soundness but is provided for inspirational purposes only and should not be considered professional spiritual counsel.

Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the Service will be uninterrupted, secure, or error-free.

Limitation of Liability

To the maximum extent permitted by law, PrayPal shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Service.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes through the app or by email.

Contact

For questions about these Terms, contact us at [email protected].